Commercial Shop Business

Commercial Insurance

Companies require protection, and business ownership carries several responsibilities. In Utah, commercial insurance is required by law for practicing businesses. While commercial insurance is, itself, expansive, its fundamental “components” are relatively easy to secure. Commercial insurance is required as soon as an entity is classified, at least, as a small business. Comparing quotes, maintaining total coverage and finding the best-possible commercial coverage options is important, and our providers are prepared to assist a variety of business models.

General Liability Insurance

Commercial insurance encompasses several coverage spheres. General liability insurance is immediately available with any commercial insurance package, providing standard liability protection from injury and property damage claims. Operations, products and advertising are similarly covered.

Commercial Auto Insurance

Commercial insurance encompasses several coverage spheres. General liability insurance is immediately available with any commercial insurance package, providing standard liability protection from injury and property damage claims. Operations, products and advertising are similarly covered.

Commercial Property Insurance

Commercial property insurance protects a commercial entity’s personal property. Often, property includes buildings and on-premises assets. Coverage can be acquired on a per-risk or on a special event basis.

Workers Compensation

A company’s employees are vital assets, and workers compensation coverage is required by Utah law to maintain health standards and protection. Workers compensation offers wage replacement, medical benefits and other options to injured employees.

Comprehensive Coverage Options

While commercial insurance requirements are often filled by obtaining a business owner’s package (called a BOP), combining several insurance policies can provide supreme protection on many levels. Commercial umbrella insurance offers “overspill” coverage when regular provisions fail to absorb all expenses. Regardless, business operators are urged to examine different policies and coverage options.

Our comparable quotes database holds expansive industry options, preparing commercial entities for entitled fiscal protection. While local laws may require specific coverage options, base policies are still required for day-to-day-operations. Commercial coverage ensures growth, prosperity and protection. In the modern business climate, such options are vital.

More information can be found at the Utah Insurance Department, sourced through USA.gov. Additional commercial startup and legal information is available at Utah.gov

Carriers

  • Allied
  • ASI
  • BristolWest
  • Bondsexpress
  • Dairyland
  • Foremost
  • Freedom
  • Kemper
  • LibertyMutual
  • Progressive
  • Safeco
  • Travelers
  • Your Mexican Insurance